THE RIGHT LEASE by GM Financial

the
right
vehicle.
the
right time.

consider the right lease for your next vehicle.

Whether it’s a Chevrolet, Buick or GMC, with The Right Lease by GM Financial, you have options. And, with a lease, you’re not as constrained by overall price of the vehicle as you would be when buying, because you only pay for what you use.
IS LEASING RIGHT FOR YOU?

More and more people are discovering the advantages of leasing. Whether it is the appeal of lower monthly payments or the opportunity to drive a new vehicle every few years — many drivers are exploring the possibility of leasing their next car, truck or SUV.

Leasing offers affordable payments with shorter terms. This lets you:

  • Consider vehicles that have more options
  • Trade in your vehicle for the latest model more frequently
  • Have peace of mind since most lease terms are within the factory warranty period
"SHOULD I LEASE?" CHECKLIST

Review this helpful checklist to see if leasing your next vehicle is right for you.

  • Consider vehicles that have more options
  • Trade in your vehicle for the latest model more frequently
  • Have peace of mind since most lease terms are within the factory warranty period
BENEFITS OF LEASING
  • Less money up front: A lease typically requires less money up front than traditional auto loans.
  • Protection from potential negative equity: Avoid the risk that your vehicle’s value has declined beyond its projected residual value.
  • Virtually worry-free driving experience: Most lease terms are within the factory warranty period* helping you avoid costly repair bills.
  • Affordable payments with shorter terms: More bang for your buck. Consider newer models with more options!
STILL HAVE QUESTIONS?
Here are some frequently asked questions about leasing and their answers.

Q. What are other benefits of leasing?
A. With a lease, payments may be lower than purchasing the same vehicle, since you only pay for the portion of the vehicle you use over the term of the lease. You can consider vehicles that have more options; trade in your vehicle for the latest model more frequently; and, align the lease term to the vehicle warranty period for greater peace of mind.

Q. Does leasing require less money up front?
A. The down payment amount for leasing a vehicle varies based on the lease transaction structure and monthly payment you desire, but generally, may be lower than buying.

Q. With a lease, am I protected from possible negative equity?
A. With a lease, you avoid the potential risk that your vehicle’s value has declined beyond its projected residual value at the end of your lease term.

Q. What happens at the end of a lease?
A. At the end of term, you have the option to purchase the vehicle or turn it in, subject to the terms outlined in your lease agreement.GM Financial will communicate with you prior to the end of your lease to guide you through the end of lease process.

Q. Is leasing right for me?
A. Leasing may not be for everyone,but for many it’s the right fit.

TOP REASONS TO

LEASE

PAY FOR WHAT YOU DRIVE

You only pay for the portion of the vehicle you use over the term of the lease.

PAY LESS TAX

Don’t pay sales tax on the entire value of a vehicle! Only on the portion that you use.

LOWER DOWN PAYMENTS

Down payments are lower depending on the contract and the monthly payment you want.

WARRANTY WORRILESS

Many lease terms are the same length as the manufacturer’s warranty. Check with your dealer to see.

LOWER PAYMENTS

Monthly payments may be lower than purchasing the same vehicle.

OPTION TO BUY

Love your lease? At the end of your lease, you have the option to buy!

NEWER, SOONER

Drive a new vehicle every two to four years with all the new tech and design updates.

PAY-OFF PROTECTION

If your vehicle is a total loss or stolen,gap coverage helps, in most cases,pay off your vehicle when insurancedoesn’t cover the full loss.

LEASE LUXURY

For the same monthly payments as buying, you may be able to lease luxury.

WEIGH YOUR OPTIONS.

Don’t know if you should lease or buy? Weigh your options and decide if buying or leasing works best for you.

LEASE

Leasing offers affordable payments with shorter terms

This lets you...

  • consider vehicles that have more options
  • get closer to your desired trade cycle
  • have peace of mind since most leased vehicles are within warranty period*

Leasing offers options at the end of your lease

If the vehicle is worth more than the residual:

  • Exercise purchase option and keep it
  • Exercise purchase option and sell it
  • Apply equity to the next vehicle

If the vehicle is worth less than the residual:

  • Drop off the keys and walk away

BUY

Conventional loans typically require longer terms to reach affordable payments

This could...

  • limit your ability to trade into a newer vehicle when you want to
  • Impact the amount of time it takes to reach an equity position

Conventional loans offer obligations when you trade

  • Assume all of the risk for unexpected depreciation
  • Unknown mileage expenses
  • Must pay the total cost of using the vehicle regardless of the value (being ”upside down”)
My Garage
My Garage

Garage

VIEW MY GARAGE
Your garage is empty.
Save some vehicles to get started!
Roy Foss Chevrolet Buick GMC Thornhill 43.802789, -79.422113.